| Case | Hill-Green v. Experian Information Solutions, Inc., No. 3:19-cv-708-MHL (Fraud Shield indicator settlement, most recent Experian class settlement; closed) |
| Court | U.S. District Court for the Eastern District of Virginia |
| Status | Closed, no longer accepting claims |
| Claim deadline | January 30, 2023 |
| Estimated payout | Claims closed. The $22.45 million Money Class fund paid claimants who disputed a high-risk or non-residential address flag between July 1, 2018 and July 31, 2021; estimates were reported at up to $178 per claimant. No Experian settlement is open for claims as of September 2026 |
| Proof required | No |
| How to file | No claim form available |
If you searched “class action lawsuit experian” hoping to file a claim, there is nothing to file right now. As of September 29, 2026, no Experian settlement is accepting claims. The two cases that paid consumers, the 2015 T-Mobile data breach and the Fraud Shield address-flag case, closed in 2019 and 2023. A federal lawsuit by the Consumer Financial Protection Bureau (CFPB) is still in discovery, but it is a government enforcement case, not a class action, so there is no claim form to join.
Every case so far: can you still claim a payout?
No. Each case below is either paid out, still being argued, or dropped. Experian Information Solutions, Inc. is the U.S. credit reporting unit named as the defendant in most of them, and none of these cases lets a new person qualify for money today.
| Case | What it was about | Result | Claim open? |
|---|---|---|---|
| 2015 T-Mobile applicant hack | Hack of T-Mobile applicant data held on a company server | $22 million fund, final approval May 10, 2019 | No, deadline April 11, 2019 |
| Hill-Green (Fraud Shield) | Addresses wrongly flagged high-risk or non-residential | $22.45 million, final approval hearing March 1, 2023 | No, deadline January 30, 2023 |
| CFPB lawsuit (2025) | Alleged “sham” dispute investigations | Pending in discovery | No, not a class action |
| Davis trigger-leads suit (2025) | Alleged sale of phone numbers to lenders | Voluntarily dismissed in June | No |
| Account takeover suit (2022) | Thieves re-registering consumers’ online accounts | No settlement found | No |
The 2015 T-Mobile hack: the Experian data breach settlement
This settlement covered about 15 million people who applied for T-Mobile service or device financing through September 16, 2015. An intruder got access to a server storing their names, addresses, dates of birth, Social Security numbers, and ID numbers such as driver’s license and passport numbers.
The deal created a $22 million non-reversionary cash fund, plus $11.7 million in security fixes and two years of credit monitoring with identity theft insurance. The plaintiffs’ lawyers valued the package at more than $150 million. Cash paid for documented out-of-pocket losses and time spent. Claims closed April 11, 2019. Later T-Mobile hacks are separate cases, covered on our T-Mobile class action page and in our data breach settlement list.
Fraud Shield flags: the $22.45 million credit report settlement
This was the most recent payout to consumers, and it closed in early 2023. Plaintiff Lisa Hill-Green sued in September 2019, alleging the company used an outdated home address and labeled it high-risk for fraud, mixing bad address data into her credit information, a violation of the Fair Credit Reporting Act (FCRA), the federal law that requires credit bureaus to follow reasonable procedures for accuracy.
The case split into two groups, a detail most summaries skip:
- Policy Change Class: anyone with a faulty Fraud Shield code since September 27, 2017. Members got practice changes, not money, and could not opt out. That part won final approval in April 2022.
- Money Class: only consumers who contacted the company between July 1, 2018 and July 31, 2021 to dispute or ask about a high-risk or non-residential flag. Early estimates of $300 to $900 later dropped to about $178 per claimant, according to Top Class Actions.
One quirk: the official Fraud Shield settlement site FAQ describes the money deal as $23.45 million, while news coverage, including Top Class Actions, reports $22.45 million. Either way, the claim window has closed and checks have gone out.
Lawsuits against Experian still in court or already dropped
Only the CFPB case is still active. The CFPB filed it on January 7, 2025 in the Central District of California (No. 8:25-cv-00024). Its complaint and amended complaints allege the company failed to properly investigate disputes and let deleted errors reappear on credit reports. The court denied the company’s motion to dismiss on October 22, 2025, and the CFPB enforcement page lists discovery as ongoing. Any money from that case would be handled by the government, with no claim form.
Several guides still call the Davis “trigger leads” case active. It isn’t. When we checked the federal docket summary in September 2026, the case (No. 4:25-cv-04819, N.D. Cal.) showed arbitration compelled in October 2025 and a voluntary dismissal without prejudice on June 25, 2026. The 2022 account takeover suit, based on KrebsOnSecurity reporting that thieves could hijack accounts by signing up again with a new email, produced no settlement we could find. A 2017 suit over driver’s licenses scanned during Tesla test drives also never became a claimable settlement.
What consumers can do while no settlement is open
You can still act on your own credit file, and you can watch for a new case.
- Pull your free reports from Experian, Equifax, and TransUnion and dispute errors in writing, such as a discharged bankruptcy still showing as unpaid debt. Keep copies, because the CFPB case centers on how disputes get handled.
- Watch for a notice by mail or email. Real notices point to an administrator site and never ask for a fee.
- Talk to an FCRA attorney if an uncorrected error cost you a loan or a job. Individual FCRA claims do not need a class action.
We see a lot of readers confuse the three bureaus: Equifax’s 2017 hack settlement was a different case against a different company. Our guide on how to join a class action explains why you usually don’t need to sign up until a settlement exists.
The fastest next step is to check your Experian report for errors this week and bookmark this page. If a new Experian class action lawsuit reaches settlement, we’ll list the deadline and official claim link here.
Experian class action FAQ
Is there a class action lawsuit against Experian right now?
No open class settlement exists as of September 2026. The Davis trigger-leads case was dismissed in June. The active CFPB lawsuit is a government case with no claim form.
How do I join the Experian lawsuit?
There is nothing to join today. Administrators notify affected people only after a settlement is reached, and then they file through the official administrator site.
What is the estimated per-person payout for an Experian class action lawsuit?
Fraud Shield money payments were estimated at about $178 per eligible claimant. The 2015 hack deal paid documented losses and time, plus two years of credit monitoring.
Has the 2015 breach settlement been paid?
Yes. Final approval came on May 10, 2019, and the claim deadline was April 11, 2019. No new claims are accepted.
This page is general information about legal cases involving Experian, not legal advice. For advice about your own credit file or claim, talk to a licensed attorney.