Class Action Lists

State Farm Class Action Lawsuit: Open Claims in 2026

CaseHardy v. State Farm Mutual Automobile Insurance Co., No. 2:25-cv-00072-RSM (Washington UMPD diminished value settlement, $8.8 million)
CourtU.S. District Court for the Western District of Washington
StatusOpen, accepting claims
Claim deadlineDecember 14, 2026
Estimated payoutEstimated average of $625 per claim, capped at $800, pro rata by repair cost (50% if the vehicle had a prior accident)
Proof requiredNo
How to fileFile at the official settlement website
State Farm settlement facts, last verified September 29, 2026. Sources are listed at the end of this page.

Yes, there’s an open class action lawsuit State Farm auto policyholders can claim from right now, but only in two states. Washington drivers paid under underinsured motorist property damage coverage have until December 14, 2026 to claim an estimated $625 from an $8.8 million settlement. Louisiana drivers with a totaled car have until October 19. The homeowner cases, including the Los Angeles wildfire disputes, have no payout yet.

Two State Farm Settlements Still Taking Claims

When we checked in late September 2026, only these two deals accepted new claims. Both involve car coverage in a single state.

DetailWashington (Hardy)Louisiana (Robin)
What it coversDiminished value not paid on UMPD claimsPurchasing fees left out of total loss payments
Loss datesJan. 13, 2019 to Feb. 27, 2026May 17, 2022 to May 21, 2026
PaymentAbout $625 average, $800 max$28.39 per vehicle
Claim deadlineDecember 14October 19
Administratorwashingtonumpdsettlement.comLouisianaFeesSettlement.com (Kroll)

The Louisiana case, Robin v. State Farm Mutual Automobile Insurance Co., covers sales tax, title, and registration fees missing from total loss checks. It’s small, but it pays once per totaled vehicle.

How the Washington Payout Math Works

Your share depends on your repair bill. Diminished value is the resale value a car loses after a crash, even when it’s repaired well, and the lawsuit alleged the insurer didn’t pay it on underinsured motorist claims. The vehicle had to meet all of these:

  • No more than six years old, with under 90,000 miles.
  • A repair estimate of at least $1,000.
  • Structural (frame) damage, deformed sheet metal, or body and paint work.

Two details most summaries skip: any diminished value already paid is credited dollar for dollar, and a car with a prior accident gets 50% of the normal amount. Got $300 for diminished value back then? Expect your check to shrink by $300. The claim form asks for the class member ID from your notice, and final approval is set for October 30.

Deadlines That Already Closed This Year

A notice you got months ago may belong to one of these closed deals. Filed claims still get paid; new ones don’t.

  • Missouri labor depreciation (Pregon): $25 million for structural damage claims where State Farm Fire and Casualty withheld depreciation on labor. Closed April 2.
  • New Mexico uninsured motorist (Schwartz): $20.93 million, refunding up to 21% of premiums. Closed July 2.
  • Alabama total loss fees: $20.50 per claim. Closed July 15.
  • Arkansas total loss valuation: $15.6 million over Audatex reports, averaging about $489. Closed August 19.

Not every case pays. In April the full Sixth Circuit ruled that about 90,000 Tennessee policyholders couldn’t proceed as a class over the same kind of total loss valuation. Missed one of these? Our list of upcoming settlement deadlines shows what’s still open.

Class Action Lawsuit Against State Farm Homeowners Insurance: Where It Stands

No homeowner case has a claim process yet. The main litigation is still in court or with regulators:

  • LA wildfire claims: In May, the California Department of Insurance took action against State Farm General after finding 398 violations in 220 reviewed claims from the Eaton and Palisades fires. Los Angeles County sued separately on September 1. Neither is a class action.
  • Non-renewal conspiracy (Ferrier): 60 homeowners allege 16 insurers coordinated to drop fire coverage before the 2025 fires. The U.S. Justice Department filed a statement of interest.
  • Algorithm bias (Huskey): a proposed class action in the Northern District of Illinois claims claim-screening tools flagged Black homeowners for extra scrutiny, violating the Fair Housing Act. It’s still in discovery.

Wildfire policyholders with a stalled claim can call the department at (800) 927-4357.

Washington and Louisiana drivers file through the official administrator site, using the ID on their notice, before the deadline. For any other class action lawsuit State Farm faces, wait for a court-approved notice. Our guide on how to join a class action explains the steps, and how long class actions take sets expectations for the homeowner cases.

State Farm Settlement FAQ

Is there a class action lawsuit against State Farm?

Yes, several. Two auto settlements, in Washington and Louisiana, accept claims now, and homeowner cases over wildfire claims and algorithm bias are still pending.

How much money will State Farm pay out per person?

It depends on the case. Washington’s estimate averages $625 with an $800 cap, while Louisiana pays $28.39 per vehicle. Closed deals ranged from $20.50 to about $489.

How do I know if I qualify for the State Farm settlement?

Most class members get a mailed or emailed notice with a class member ID, since company records identify them. If you think you qualify but got nothing, contact the official administrator.

Are State Farm settlement payments taxable?

Usually not when the money reimburses a loss, such as lost vehicle value. Premium refunds and other payments can differ, so see our page on whether settlements are taxable.

This page is general information about legal cases, not legal advice. For advice about your own claim or policy, talk to a licensed attorney.

Sources